Credit Card (Worldwide)
|Joinfit can take your credit card payment through PayPal or Stripe|
|Joinfit can take your credit card payment from anywhere around the world through PayPal or Stripe, the best secured online payment gateways in the world, your payment security is very well protected and you don’t need an account with PayPal or Stripe at all|
|Do I need an account with PayPal or Stripe to pay with my Credit Card？|
|No, what you need to do is just check “Pay with my credit card” on our checkout page , you will still be protected by PayPal’s or Stripe’s online anti-fraud security system even if you do not have an account with them.|
|Here are some of the ways that PayPal and Stripe protect your information:|
| • Employ industry-leading encryption and fraud prevention tools.
• Don’t reveal your financial information to the merchant.
• Your financial information is never divulged to anyone, not even to your merchant.
|All prices are in Hong Kong Dollar – HK$|
How to pay, if not credit card? (only for clients from Hong Kong)
|1 – FPS or ATM|
|• After sending in your purchase order to us online, you will receive an email showing our FPS number 6267074 and our Hang Seng Bank account number 395-410319-883
• You could choose to use FPS, or transfer money to our Hang Seng Bank account from any HSBC or Hang Seng ATM. (In Hong Kong, funds in HSBC and Hang Seng Bank accounts are inter-transferable on their ATM platforms.
• Please take a digital picture of the ATM payment slip / FPS confirmation screen capture and then WHATSAPP to +852-51258243 or EMAIL it to email@example.com with your order number. We will ship your purchase out after your payment clears in our bank account.
• Our trading currency is Hong Kong Dollar
|2 – Octopus|
|• After sending in your purchase order to us online, on screen you will receive Octopus QR Code
• Key in the order value in Hong Kong Dollar after scanning the QR code with your Octopus App on your smart phone and complete the payment
• Please capture the Octopus payment confirmation screen and then WHATSAPP to +852-51258243 or EMAIL it to firstname.lastname@example.org with your order number. We will ship your purchase out after your payment clears in our bank account.
• Our trading currency is Hong Kong Dollar.
|3 – Wechat Pay / Alipay|
|• After sending in your purchase order to us online, you will be redirected to Wechat Pay / Alipay payment gateway. You will be shown a payment QR code.
• Turn on the Wechat Pay / Alipay app on your phone, scan the QR code, then complete the payment by keying in your personal payment password or finger print on your smart phone.
|4 – PayPal|
|• If you have a PayPal account, you could follow the “Credit Card via PayPal” payment route in our checkout system, what you need to do differently than credit card payment is to later click “Pay with PayPal” instead of “Pay with Credit Card” on the first PayPal page.
• Our trading currency is Hong Kong Dollar.
|CAN I PAY WITH HSBC ONLINE BANKING OR HANG SENG E-BANKING?|
|We always try to convince clients not to use online or e-banking because in the past much dispute have come up stemming from that fact that online transfer will take your fund away from your bank account immediately once you press the ENTER button, making you think that money is already in Joinfit’s bank account right away, however the fact is that we will not get your payment until at least 24 hours to 48 hours later.
Also 2 out of 5 times our clients mis-write our beneficiary name or account number by mistake, making the payment run a few day round trip around the banking system without touching our bank account at all while the clients insist their payments were already made and demand immediate product arrival, unfortunately not until 5 to 6 days later they will find out that their funds got bounced back to their bank account and only then they realize that the transfer didn’t succeed at all.
Also some other clients always forget to send us NET payment, without clicking “Payee pays all bank and admin charges”.
Given all the above reasons, we ask you NOT to pay us with e-banking or online banking.
However If anyway e-banking or online banking is the only way you can use to pay us, please make sure you:
If online fund transfer is all correctly done, your payment will clear in our bank account the next day or as late as 48 hours later, please be patient in this period, we will surely ship your purchase out after your payment clears in our bank account.